A graduate celebrating with family
MEMBERSHIP

Start Where You Are.

Any Worship Harvest member in a Missional Community can join HMC as a saver, a shareholder, and an owner.

WHO CAN JOIN

Join. Save. Access.

Any member of Worship Harvest Ministries who is part of a Missional Community. Membership runs in three moves.

01

Join

Complete the registration form and pay your membership fee and shares.

02

Save

Build consistency for three months or more at a minimum of UGX 100,000 monthly.

03

Access

Unlock loans, land, and every other HMC opportunity as a full member.

REGISTRATION

Open Your HMC Account

Pick the account that matches how you want to save, then complete the form. The team follows up with your member number and portal credentials.

Individual, Joint or Minor

The standard membership account for adults, couples saving jointly, and accounts opened for children.

Business Account

For business owners and entrepreneurs saving and accessing capital through Kingdom Business.

Soma (Education)

The education savings account. Minimum deposit UGX 50,000, with no membership or share fees.

WHAT IT COSTS TO START

Your Entry Payment

The initial payment is a single amount made up of three parts: registration, shares, and your first saving.

Adults

UGX 200,000

Registration fee
UGX 50,000
Shares (5 units @ 10,000)
UGX 50,000
First monthly saving
UGX 100,000
Minors

UGX 150,000

Registration fee
UGX 50,000
Shares (5 units @ 10,000)
UGX 50,000
First saving
UGX 50,000

No cash payments are accepted

Every payment must go through one of the six official channels so it can be traced to your account.

PAYMENTS

Where to Send Your Money

Use any of the six official channels. Always include your narration so the money lands on the right account.

Stanbic Bank
9030019149799Lugogo branch
DFCU Bank
01363678850784Kyadondo Road
MTN Mobile Money
0778103079Direct transfer
MTN MoMo Pay
151210Has 0.5% charges
Airtel Pay
1192204Direct transfer
FlexiPay
244246Dial *291# → Pay Merchant

Account name for all transfers

Harvest Ministries (Naalya) Multipurpose Cooperative Society

Always include a narration

Format: HM[HMC Number] [Name] [Amount] shares/savings, for example HM1234 Showanda 50K shares. The paying phone number must be registered in the member’s own name.

FAQ

Common Questions About Membership

Everything you need to know about joining and growing with the Harvest Multipurpose Cooperative.

HMC (Harvest Multipurpose Cooperative Society Limited) is a member-owned cooperative that helps Worship Harvest members save, borrow, and invest together for mutual benefit.

HMC members and leadership at a cooperative gathering

Move From Intention to Action

Join the structure, save consistently, buy shares, and participate in the opportunities that create long-term impact.