March 12, 2026Basics
What Is HMC and Why It Matters
More than a SACCO — how a multipurpose cooperative helps a community save, own, and invest together.
Building Generational
Wealth Together
A cooperative vehicle helping Worship Harvest members guard, grow, and multiply their resources together.
0K+Members & Growing
UGX 0B+Mobilized in Savings
0Growth Pathways
0Governance Committees
WHO WE ARE
More Than a SACCO — Owned by Its Members
HMC is the Harvest Multipurpose Cooperative Society Limited — owned and operated for the mutual benefit of members who share the Worship Harvest community bond.
Pastor Julius Kabugo
Chairman Executive Committee
HMC was never an idea born out of convenience. It was a response to a divine conviction that God’s people must not only be spiritually alive, but also economically empowered. Because transformation is incomplete if it does not touch how people live, build, and sustain their lives.
A God Vision, A People Movement, A Generational Mandate.
Apostle Moses Mukisa
Founder HMC & Worship Harvest Ministries
Vasta N. Kamara
Chief Executive Officer
WHAT WE OFFER
One Cooperative. Multiple Pathways.
Savings
Save from UGX 100,000 monthly and earn interest at year-end as your money works within the community.
Learn MoreShares
Own a stake in HMC. The more shares you hold, the greater your potential annual dividends.
Learn MoreMuvubuka Soma
An education and future-planning savings pathway — start from as little as UGX 50,000.
Learn MoreKingdom Business
Business owners and entrepreneurs save and access capital to grow their enterprises.
Learn MoreLoans & Credit
After 3 months of consistent saving, qualify for low-rate loans of up to 3× your savings.
Learn MoreBEYOND SAVINGS
Building a Generational Legacy Through HMC
At Harvest Multipurpose Cooperative, we are not merely marking time — we are witnessing the unfolding of a God story.
Apostle Moses Mukisa
Founder HMC & Worship Harvest Ministries
Spiritually Alive, Economically Empowered
God's people must not only be spiritually alive, but also economically empowered — because transformation must touch how we live and build.
Build Together, Outlive Yourself
Like the early church, we raise a people who steward, build together, and create systems that outlive them.
The Fruit of Obedience
The growth, the assets, the land, the returns — none of it is an accident. It is what happens when people align with God's purpose.
Wealth With Purpose
This is bigger than savings. We raise a generation that does not just earn but builds, and establishes lasting legacy.
MEMBERSHIP
Membership Criteria
01
Requirements
Registration
Duly filled registration form.
Initial payment
The total initial payment is a minimum of UGX 200,000/- designated as follows;
02
Payment Breakdown
Registration fee
One-off fee of UGX 50,000/- at entry.
Shareholding
Minimum share subscription of 5 units @ UGX 10,000 per share subject to a maximum of 1/3 of available units.
03
Savings & Payment
Monthly Saving
Minimum monthly saving of UGX 100,000.
No Cash Payments
No cash payments are accepted.
TESTIMONIALS
What Members Say About Growing Together
Members across Worship Harvest are guarding, growing, and multiplying their resources together — moving from intention to real, lasting ownership.
Joining HMC gave my savings a purpose. I'm not just keeping money — I'm building ownership with people I trust.
Sarah N.HMC Member
The discipline of saving monthly, plus access to land and loans, has moved me from intention to real action.
David M.HMC Member
What I love most is the community. We guard and grow our resources together, and everyone rises.
Grace A.HMC Member
Joining HMC gave my savings a purpose. I'm not just keeping money — I'm building ownership with people I trust.
Sarah N.HMC Member
The discipline of saving monthly, plus access to land and loans, has moved me from intention to real action.
David M.HMC Member
What I love most is the community. We guard and grow our resources together, and everyone rises.
Grace A.HMC Member
Joining HMC gave my savings a purpose. I'm not just keeping money — I'm building ownership with people I trust.
Sarah N.HMC Member
The discipline of saving monthly, plus access to land and loans, has moved me from intention to real action.
David M.HMC Member
What I love most is the community. We guard and grow our resources together, and everyone rises.
Grace A.HMC Member
FAQ
Common Questions About Membership
Everything you need to know about joining and growing with the Harvest Multipurpose Cooperative.
HMC (Harvest Multipurpose Cooperative Society Limited) is a member-owned cooperative that helps Worship Harvest members save, borrow, and invest together for mutual benefit.
INSIGHTS
Insights on Building Wealth Together
March 5, 2026Education
SACCO vs Cooperative: The Difference
Both save and lend, but only a cooperative creates opportunity through shares, land, and enterprise.
February 26, 2026Growth
From Saving to Ownership: The Journey
Saving, discipline, opportunity, ownership, impact — the path every HMC member can walk.