March 12, 2026Basics
What Is HMC and Why It Matters
More than a SACCO: how a multipurpose cooperative helps a community save, own, and invest together.
Building Generational
Wealth Together
A cooperative vehicle helping Worship Harvest members guard, grow, and multiply their resources together.
More Than a SACCO: Owned by Its Members
HMC is the Harvest Multipurpose Cooperative Society Limited, owned and operated for the mutual benefit of members who share the Worship Harvest community bond.
Pastor Julius Kabugo
Chairman Executive Committee
HMC was never an idea born out of convenience. It was a response to a divine conviction that God’s people must not only be spiritually alive, but also economically empowered. Because transformation is incomplete if it does not touch how people live, build, and sustain their lives.
A God Vision, A People Movement, A Generational Mandate.
Apostle Moses Mukisa
Founder HMC & Worship Harvest Ministries
Vasta N. Kamara
Chief Executive Officer
One Cooperative. Multiple Pathways.
Six pathways under one community structure: savings, shares, land, education, enterprise, and credit.
Apostle Moses Mukisa
Founder HMC & Apostle, Worship Harvest Ministries
Building a Generational Legacy Through HMC
What we are seeing today is not an accident: the growth, the assets, the land, the returns. It is the fruit of obedience.
From the beginning the vision was clear: to raise a people who understand stewardship and can build systems that outlive them. This cooperative is proof that when faith is applied, it produces results. And hear me clearly: this is bigger than savings. It is about a generation that does not just earn, but builds; does not just consume, but multiplies.
Because what God is building through HMC is not temporary, it is generational. And the best is still ahead.
What Members Say About Growing Together
Joining HMC gave my savings a purpose. I'm not just keeping money. I'm building ownership with people I trust.
Sarah N.HMC Member
The discipline of saving monthly, plus access to land and loans, has moved me from intention to real action.
David M.HMC Member
What I love most is the community. We guard and grow our resources together, and everyone rises.
Grace A.HMC Member
Joining HMC gave my savings a purpose. I'm not just keeping money. I'm building ownership with people I trust.
Sarah N.HMC Member
The discipline of saving monthly, plus access to land and loans, has moved me from intention to real action.
David M.HMC Member
What I love most is the community. We guard and grow our resources together, and everyone rises.
Grace A.HMC Member
Joining HMC gave my savings a purpose. I'm not just keeping money. I'm building ownership with people I trust.
Sarah N.HMC Member
The discipline of saving monthly, plus access to land and loans, has moved me from intention to real action.
David M.HMC Member
What I love most is the community. We guard and grow our resources together, and everyone rises.
Grace A.HMC Member
FAQ
Common Questions About Membership
Everything you need to know about joining and growing with the Harvest Multipurpose Cooperative.
HMC (Harvest Multipurpose Cooperative Society Limited) is a member-owned cooperative that helps Worship Harvest members save, borrow, and invest together for mutual benefit.
INSIGHTS
Insights on Building Wealth Together
March 5, 2026Education
SACCO vs Cooperative: The Difference
Both save and lend, but only a cooperative creates opportunity through shares, land, and enterprise.
February 26, 2026Growth
From Saving to Ownership: The Journey
Saving, discipline, opportunity, ownership, impact: the path every HMC member can walk.
Arise. Build. Own. Grow.
HMC is your opportunity to move from intention to action. Join the structure, save consistently, buy shares, and build lasting capacity.